Ripple

Ripple is a digital payment protocol and cryptocurrency designed to facilitate fast, low-cost international money transfers. Ripple aims to enable seamless cross-border transactions by leveraging blockchain technology and its native digital asset, XRP. The Ripple network serves as a decentralized platform for banks, financial institutions, and payment providers to settle transactions quickly and securely. It offers features like real-time gross settlement and currency exchange, providing an alternative to traditional banking systems. Ripple's goal is to enhance liquidity, reduce costs, and improve the efficiency of global payments.